Investors looking at South Indian Bank are keen to know its future growth potential. The bank has been making efforts to improve its financial health and expand its services. Factors like loan growth, asset quality, and economic conditions will play a big role in shaping its share price. South Indian Bank Share Price on 7 March 2025 is 25.52 INR. This article will provide more details on South Indian Bank Share Price Target 2025, 2026 to 2030.
South Indian Bank Company Info
- CEO: P. R. Seshadri (1 Oct 2023–)
- Founded: 25 January 1929
- Headquarters: Thrissur
- Number of employees: 13,116 (2024)
- Subsidiaries: Sib Operations And Services Limited
South Indian Bank Share Price Chart
South Indian Bank Share Price Details
- Today Open: 25.21
- Today High: 25.83
- Today Low: 25.05
- Mkt cap: 6.67KCr
- P/E ratio: 5.07
- Div yield: 1.18%
- 52-wk high: 31.80
- 52-wk low: 22.27
South Indian Bank Shareholding Pattern
- Promoters: 0%
- Foreign Institutions: 11.46%
- Mutual Funds: 3.79%
- Retails and others: 81.29%
- Domestic Institutions: 3.46%
South Indian Bank Share Price Target Tomorrow 2025, 2026 To 2030
- 2025 – ₹35
- 2026 – ₹50
- 2027 – ₹70
- 2028 – ₹90
- 2029 – ₹110
- 2030 – ₹130
South Indian Bank Share Price Target 2025
South Indian Bank share price target 2025 Expected target could be ₹35. Here are 5 Key Factors Affecting Growth for South Indian Bank Share Price Target 2025:
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Strong Financial Performance – If South Indian Bank continues to improve its profitability, reduce bad loans (NPAs), and maintain steady revenue growth, it can positively impact its share price.
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Expansion of Digital Banking Services – The bank’s focus on digital banking, fintech partnerships, and mobile banking solutions can attract more customers and enhance its overall market presence.
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Growth in Loan Portfolio – A well-diversified loan book with strong growth in retail, corporate, and SME lending can contribute to higher earnings and boost investor confidence.
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Economic and Interest Rate Trends – Favorable economic conditions and stable interest rates can support credit growth, while high inflation or rising interest rates may create challenges.
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Regulatory Policies and Governance – Compliance with RBI regulations, strong corporate governance, and risk management practices will play a vital role in building investor trust and sustaining long-term growth.
South Indian Bank Share Price Target 2030
South Indian Bank share price target 2030 Expected target could be ₹130. Here are 5 Risks and Challenges for South Indian Bank Share Price Target 2030:
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High Non-Performing Assets (NPAs) – If the bank struggles with a high percentage of bad loans, it could impact profitability and investor confidence.
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Regulatory and Compliance Risks – Changes in RBI regulations, compliance requirements, and banking sector policies may pose challenges for the bank’s operations and growth.
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Economic Slowdowns – Any economic downturn, inflation, or financial crisis can affect credit demand, repayment capacity, and overall banking sector performance.
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Competition from Private and Digital Banks – The rise of digital-first banks, fintech companies, and large private banks could intensify competition and impact South Indian Bank’s market share.
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Interest Rate Fluctuations – Changes in interest rates can affect lending and borrowing costs, impacting the bank’s net interest margin (NIM) and profitability over time.
Financials Statement Of South Indian Bank
| (INR) | 2024 | Y/Y change |
| Revenue | 45.08B | 31.64% |
| Operating expense | 28.96B | 28.63% |
| Net income | 10.70B | 38.03% |
| Net profit margin | 23.74 | 4.86% |
| Earnings per share | 5.09 | 37.57% |
| EBITDA | — | — |
| Effective tax rate | 30.00% | — |
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