Spandana Sphoorty is a well-known microfinance institution that supports small borrowers and rural entrepreneurs with easy access to credit. Investors are closely watching its share price target as the company continues to expand its reach and improve financial performance. Spandana Sphoorty Share Price on 3 March 2025 is 253.00 INR. This article will provide more details on Spandana Sphoorty Share Price Target 2025, 2026 to 2030.
Spandana Sphoorty Company Info
- CEO: Shalabh Saxena (19 Mar 2022–18 Mar 2027)
- Headquarters: India
- Number of employees: 13,097 (2024)
- Subsidiaries: Criss Financial Limited, Spandana Employee Welfare Trust, Caspian Financial Services Ltd.
Spandana Sphoorty Share Price Chart
Spandana Sphoorty Share Price Details
- Today Open: 254.60
- Today High: 263.00
- Today Low: 247.00
- Mkt cap: 1.79KCr
- P/E ratio: N/A
- Div yield: N/A
- 52-wk high: 944.00
- 52-wk low: 247.00
Spandana Sphoorty Shareholding Pattern
- Promoters: 48.13%
- Foreign Institutions: 21.71%
- Mutual Funds: 0.22%
- Retails and others: 23.85%
- Domestic Institutions: 6.09%
Spandana Sphoorty Share Price Target Tomorrow 2025, 2026 To 2030
- 2025 – ₹945
- 2026 – ₹1130
- 2027 – ₹1350
- 2028 – ₹1565
- 2029 – ₹1740
- 2030 – ₹2000
Spandana Sphoorty Share Price Target 2025
Spandana Sphoorty share price target 2025 Expected target could be ₹945. Spandana Sphoorty, a leading microfinance institution (MFI) in India, plays a crucial role in providing financial support to underserved communities. Several factors will influence its share price target for 2025. Here are five key factors:
1. Growth in Microfinance Sector
With increasing demand for microloans in rural and semi-urban areas, Spandana Sphoorty stands to benefit from sectoral growth. Government initiatives supporting financial inclusion will further drive its expansion.
2. Strong Loan Portfolio and Asset Quality
The company’s ability to maintain good asset quality and control non-performing assets (NPAs) will be critical. A well-managed loan book with lower defaults will boost investor confidence and share price growth.
3. Expansion and Digital Transformation
Spandana Sphoorty is expanding its operations and adopting digital lending solutions. Enhancing technology-driven processes can improve efficiency, customer reach, and profitability, positively impacting its stock value.
4. Interest Rate and Regulatory Environment
The Reserve Bank of India (RBI) policies on interest rates and regulations for the microfinance sector will affect the company’s lending margins and overall profitability. A favorable policy environment can support growth.
5. Strong Financial Performance and Profitability
Consistent revenue growth, improved profitability, and efficient cost management will play a major role in determining the company’s share price movement. Investors will closely watch quarterly results and future guidance.
Spandana Sphoorty Share Price Target 2030
Spandana Sphoorty share price target 2030 Expected target could be ₹2000. While Spandana Sphoorty has strong growth potential, several risks and challenges could impact its share price target for 2030. Here are five key factors:
1. Risk of Rising Non-Performing Assets (NPAs)
As a microfinance institution, Spandana Sphoorty lends to small borrowers who may face financial difficulties. Any increase in loan defaults or delays in repayment can impact profitability and investor confidence.
2. Regulatory and Policy Changes
The microfinance sector is highly regulated by the Reserve Bank of India (RBI). Any changes in interest rate caps, lending norms, or stricter compliance requirements could affect the company’s operations and margins.
3. Competition from Banks and Fintech Companies
With digital lending and financial services evolving, traditional microfinance firms like Spandana Sphoorty face increasing competition from banks, fintech startups, and other NBFCs, which could impact their market share.
4. Economic and Political Uncertainty
Macroeconomic factors like inflation, rural distress, and political instability can affect borrowers’ repayment capacity. Economic slowdowns or financial crises could reduce loan demand and impact business growth.
5. Funding and Liquidity Challenges
Microfinance institutions rely on continuous funding from banks, financial institutions, and investors. Any disruptions in capital flow, rising borrowing costs, or credit rating downgrades can limit growth and profitability.
Financials Statement Of Spandana Sphoorty
| (INR) | 2024 | Y/Y change |
| Revenue | 15.20B | 763.27% |
| Operating expense | 8.50B | 437.02% |
| Net income | 5.01B | 3,967.10% |
| Net profit margin | 32.93 | 371.10% |
| Earnings per share | 69.38 | 3,887.36% |
| EBITDA | — | — |
| Effective tax rate | 25.33% | — |
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